Agent

Ryan Schmeits

Registered Representative

5455 Red Rock Lane, Ste 11
Lincoln, NE 68516

Directions

Important Disclosures

Meet Ryan

Farm Bureau Agent for 15 years

Hi, I'm Ryan Schmeits. I've been a Farm Bureau agent since 2009. Give me a call today to learn how I can make it easy to protect the things that are most important to you -- your home, family, farm and future. I look forward to showing you how simple insurance can be.

More about Ryan

Talk to Ryan Schmeits About Insurance & Financial Services Offered

Serving Lincoln, NE, and the surrounding area

Annuities

Annuities can be a great addition to your retirement income strategy.

Auto Insurance

Including cars, motorcycles, recreational vehicles, and roadside assistance

Business

Commercial business, home-based business, ag-based business, and more

Farm

Including property coverage, farm vehicle insurance, crop and livestock insurance

Health

Health coverage, disability income, long-term care insurance

Home

Including homeowner's insurance, renter's insurance, and condo insurance

Life

Term life, whole life, indexed universal life

Mutual Funds

Mutual funds can be a great tool to help you achieve your financial goals

Request a Quote

What Clients are Saying

Great costumer service and very competitive rates. You all do an excellent job.

- Steven W., customer since 2022

Very responsive, yet not pushy. Works hard to meet our needs.

- Ronald G., customer since 1994

You always work to find me the best package for my insurance needs and are always prompt in dealing with changes that occur with my vehicles.

- Craig T., customer since 2017

We have always had a great experience with Farm Bureau. Everyone who answers the phone is willing to go above and beyond to help you.

- Thomas M., customer since 2015

I appreciate our annual review to ensure we have adequate coverage as well as the quick response time for any question we may have. When we have filed a claim in the past, the response time has been second to none and we have been treated with the utmost respect and professionalism.

- Sandra M., customer since 2015

Ryan has been very helpful with any questions we may have and very quick to help with any issues or needs that we may have

- Adam M., customer since 2017

Ryan is our agent and is always there to answer any questions I come up with regarding our insurance needs regarding me but also my family. Ryan and Beth do a fantastic job taking care of their customers needs!

- Alison M., customer since 2019

I was appreciative that you took the time to develop various alternatives for me to adjust my coverage and help reduce the amount of premiums I had to pay for this year. You and your team have always been very responsive as well.

- Customer since 2004

You always respond in a very quick time frame and a very caring helpful manner

- Daniel G., customer since 2012

Friendly service. Personal touch and presenting various options to choose from. Prompt replies to our phone calls or emails.

- Vijay N., customer since 2014

Life Insurance Calculator

Get an idea of the coverage you may need and your estimated costs with our easy and free life insurance calculator.

Calculate Your Needs

5 Kinds of Insurance Coverage Everyone Should Have

Learn about the 5 essential types of insurance: auto, home, health, life and disability. Protect yourself and your family with the right coverage for peace of mind.

How to Fix Damaged Solar Panels

Solar panels can be a great investment, cutting down on your electric bills while providing energy in an environmentally friendly way. But they can be damaged.Hail, falling branches, electrical surges or water can cause cracked or broken solar panels. If that happens, follow these steps to get your damaged solar panels working again.1. Try to Figure Out What’s WrongIf you can see a cracked solar panel, the problem should be obvious. But maybe you’re noticing a decrease in the amount of energy your panels are producing without seeing any clear damage. In that case, you’ll want to determine what’s causing the problem. It could be:Dust or debris that needs to be cleaned off.Wiring or electrical issues.Wear and tear or damage from birds, squirrels or other animals could cause issues.Twisted frames from high winds.2. Check Your Warranty and InsuranceBefore you attempt a DIY repair, see what’s covered under warranty. You may have two separate warranties — one from the manufacturer and one from the company that installed your panels. If your damage is covered, you may only have to pay a small amount to have it repaired for you.If a storm or accident damaged your panel, check with your homeowners insurance agent to see if the cost of the repair is covered.3. Treat MicrocracksMicrocracks — small cracks in your solar panels — can get worse if you don’t take care of them. They can create space where water can enter the panels, which can damage them.You can use a laminating film, polyurethane or waterproof resin to make microcracks waterproof and keep them from spreading. Since these solutions are transparent, sunlight can still reach your panel.4. Get Help With Bigger BreakageFor solar panel crack repairs that are bigger than microcracks, you may need to have your solar panel professionally repaired. In that case, you’ll probably want to contact your installer or hire a reputable solar panel company to take care of it. It’s a big job to tackle on your own.If your solar panels are older, your repair company may recommend replacing them rather than repairing them.5. Take Steps to Prevent Future DamageWhen it comes to how to repair solar panels, ideally you can prevent future damage. Solar panels don’t need much maintenance, so preventative care is simple. Follow these steps to get the most from your solar panels:Inspect solar panels after storms or if performance is declining. Even without any issues, it’s a good idea to inspect them periodically.Every six months, clean off dirt and debris that has built up. Don’t count on rain as your only cleaning method. If you’re hosing off your panels, avoid the midday sun. The cold water on the hot panels could stress them.Check for loose electrical connections.Schedule a yearly professional inspection.Professional Help to Protect Your HomeIf you’ve added solar panels to your home or made other major improvements, it’s a good idea to make sure your homeowners insurance is up to date. Meet with a Farm Bureau insurance agent to review your policy and make sure your coverage is protecting your investment.

7 Updates That Must Take Priority During a Home Remodel

Before you start your next remodel, make sure you know how to prioritize home projects. These seven updates should take priority to protect your home and investment.

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Annuities
Annuities can be a great addition to your retirement income strategy.
Auto Insurance
Including cars, motorcycles, recreational vehicles, and roadside assistance
Business
Commercial business, home-based business, ag-based business, and more
Farm
Including property coverage, farm vehicle insurance, crop and livestock insurance
Health
Health coverage, disability income, long-term care insurance
Home
Including homeowner's insurance, renter's insurance, and condo insurance
Life
Term life, whole life, indexed universal life
Mutual Funds
Mutual funds can be a great tool to help you achieve your financial goals

Agent Setting treenode based properties are also available in CurrentAgent:

CurrentAgent.CellPhone:
CurrentAgent.FacebookUrl: https://www.facebook.com/ryanschmeitsfarmbureaufinancialservicesagent
CurrentAgent.LinkedInUrl:
CurrentAgent.AppointmentScheduleUrl: (agents can optionally have these, and this relates to the "Schedule an Appointment" link to an external site next to "Important Disclosures" links)

Testimonial Headline: What Clients are Saying
Testimonials:
- Steven W., customer since 2022 - Great costumer service and very competitive rates. You all do an excellent job.
- Ronald G., customer since 1994 - Very responsive, yet not pushy. Works hard to meet our needs.
- Craig T., customer since 2017 - You always work to find me the best package for my insurance needs and are always prompt in dealing with changes that occur with my vehicles.
- Thomas M., customer since 2015 - We have always had a great experience with Farm Bureau. Everyone who answers the phone is willing to go above and beyond to help you.
- Sandra M., customer since 2015 - I appreciate our annual review to ensure we have adequate coverage as well as the quick response time for any question we may have. When we have filed a claim in the past, the response time has been second to none and we have been treated with the utmost respect and professionalism.
- Adam M., customer since 2017 - Ryan has been very helpful with any questions we may have and very quick to help with any issues or needs that we may have
- Alison M., customer since 2019 - Ryan is our agent and is always there to answer any questions I come up with regarding our insurance needs regarding me but also my family. Ryan and Beth do a fantastic job taking care of their customers needs!
- Customer since 2004 - I was appreciative that you took the time to develop various alternatives for me to adjust my coverage and help reduce the amount of premiums I had to pay for this year. You and your team have always been very responsive as well.
- Daniel G., customer since 2012 - You always respond in a very quick time frame and a very caring helpful manner
- Vijay N., customer since 2014 - Friendly service. Personal touch and presenting various options to choose from. Prompt replies to our phone calls or emails.

Articles Headline:
Articles: