Roth IRAs

Keeping You Moving Forward

Roth IRAs are a powerful retirement savings tool to add to your portfolio. Funded with contributions made after-tax, your Roth IRA funds have the potential to grow and provide tax-free income during your retirement.

Anyone with income within federally set income limits can open and contribute to a Roth IRA – including teenagers working their first jobs, self-employed contractors or freelancers.

As long as your Roth IRA is at least five years old and you are at least 59½, you can withdraw your premium and your earnings without paying taxes or penalties. You can also withdraw money penalty–free if you’ve become permanently disabled or meet the requirements for a first–time home purchase.

Roth IRAs allow you to choose from a variety of investments, such as stocks, bonds, CDs, mutual funds and ETFs. You can find a mix that works for your timeline and goals.