Is a Metal Roof Worth It? Cost, Lifespan and Pros & Cons

Metal roofs are expensive, but if you’re ready to replace your roof, they can be a solid option to consider.   These roofs come in — you guessed it — various types of metal. You can get a metal roof made of copper, steel, zinc or aluminum and in a range of color choices. They come in large sheets, with interlocking seams and durable fasteners. 

Let’s look at some of the pros and cons of switching to metal roofing.

How Long Can a Roof Made of Metal Last? Exploring Lifespan Benefits 

Different types of metal roof may last 40 to 80 years. Longevity is a big reason people choose metal roofs. If you decide to invest in this type of roof, there’s a good chance it will be the last roof you ever have to buy.

Will a Roof Upgrade Save You Money on Heating and Cooling?

A metal roof could make a nice dent in your heating or cooling bills. If you live in a cooler climate, an unpainted roof can absorb heat from the sun to warm your home. In a warmer climate, a painted roof can reflect the sun’s rays away from your roof.

How Metal Roofs Stand Up to Harsh Weather

Steel roofs can withstand high winds, hailstorms and heavy snow. They don’t burn, so they can survive wildfires. They aren’t any more likely to be struck by lightning than asphalt shingle roofs are. However, some softer metals, like copper, aluminum and zinc roofs are more likely to be dented from falling branches or large hailstones.

Are Metal Roofs Eco-Friendly and Sustainable? 

Steel roofs can be an eco-friendly option. A lot of manufacturers use recycled metal for their roofs, and metal is recyclable when the roof reaches the end of its lifespan.

How Much Does a Metal Roof Cost Compared to Shingles? 

According to Forbes, you’ll pay $2.60 to $35.80 per square foot for metal roofing materials plus another $3 to $11.80 per square foot for labor, with the average total costing $22,917 for installation on a 1,700-square-foot roof.

With Farm Bureau, you may qualify for the New Roof Discount, which provides a discount on your homeowners insurance depending on the type of roof you install. 

Are Metal Roofs Noisy?

While roofs made of metal can sometimes be noisier than shingle roofs during heavy rain, proper insulation and coated roofing materials can reduce the sound. If noise is a concern, be sure to discuss insulation options with your contractor before.  

Should You Install a Metal Roof Over Shingles? 

While you could install a metal roof over a shingle roof, most experts recommend against it. You could have mold buildup between the metal and the shingles. You’re probably better off removing the shingles before you put a roof made of metal. Learn more about the signs you may need to repair or replace your roof to determine the best path forward.

What Else Should You Consider When Choosing a Roof?

You’ll want to choose what’s better for your climate as well as the aesthetics you prefer. Certain materials and metals may be better for your location.   For example, some are more rust-resistant, so they are good choices if you live near the coast. Others are more durable. And appearance can also factor into your decision since you may prefer the color or patina of one type of metal over another. Additionally, choosing the right contractor is just as important as choosing the right materials. To ensure you’re making the best decision, read these questions to ask a roofer before hiring them for added peace of mind.

Protect Your Home and Your Investment  

A roof isn’t the only thing that protects your home and belongings. Your homeowner’s insurance gives you the peace of mind of knowing your house and your property are protected from unexpected hazards. 

A Farm Bureau agent can help you evaluate your coverage and make sure it’s right for your needs and your budget. Reach out today for a SuperCheck to review all of the coverage you have in place and how you’re protected.