Affordable College for Seniors: How to Go Back to School

Going back to school can be a smart move during retirement. It can help engage your brain and increase your opportunities for making friends. If you’ve always wanted to study something and you haven’t been able to make it happen, now might be the time. 

While four-year degrees can be costly, especially at private universities, many affordable options exist for older adults. Here is how to find affordable college courses for seniors.

Traditional College Courses for Seniors: Low-Cost and Free Options

Do you want an in-person college experience, surrounded by classmates and guided by a professor? Many schools offer college courses for seniors that are low-cost or even free for seniors over 60. Here are a few things to keep in mind:

• Discounts and age requirements vary based on the school you choose.
• Some colleges and universities offer these classes for credit while others will only allow you to audit them. 
• You might only be able to enroll if there’s space available in the class.

College Requirements for Seniors by State

Each state has different requirements for seniors to qualify for free or discounted tuition. Many programs are for residents aged 60 or older, but some states have a lower threshold. Check out AARP’s state-by-state guide to see what’s available in your location.

Online Learning: Remote College Classes for Seniors Over 60

If most of your knowledge about college dates to before 2020, you may not realize how many classes are offered remotely now. Once the COVID-19 pandemic sent students home, many schools pivoted to online learning and continue to offer classes online.  

If you’re considering remote college classes, keep these terms in mind:

• Synchronous: The professor and students meet at a set time over a video-conferencing platform like Zoom. For example, you may meet every Tuesday and Thursday from 10 to 11:30 am. You may be asked to have your camera on. These classes give you more personal connection. 
• Asynchronous: The professor assigns coursework due at specific dates and most likely provides lectures on video. You’re free to watch the videos and complete the assignments on your own schedule as long as you meet the deadlines. These classes give you more flexibility to work your studies into your schedule.

Top Online Platforms for Seniors Going Back to School 

The age that qualifies you for discounted tuition varies. Some schools may offer reduced-cost or free college for seniors over 60, while others may use a younger age cutoff. 

Colleges and universities in your area may offer virtual classes you’d like to enroll in, but you don’t need to limit yourself to nearby locations with remote learning. 

Some popular online platforms for seniors include Learn.org, EdX and Class Central. These platforms offer both free and paid courses, making it easier for seniors going back to school to find options that fit their budget.

Beyond College: Other Educational Opportunities for Retirees

You don’t have to take college-level classes to deepen your learning. If formal college courses for seniors aren’t the right fit, there are still plenty of affordable ways to expand your knowledge. 

Here are a few other ways you may be able to grow your knowledge while you’re sticking to a budget:

• Classes at your local library 
• Online classes from your state’s flagship library
• Adult education courses in your community
• Senior Planet (free)

Ready to Start Your Learning Journey? Let Farm Bureau Help!

Going back to school isn’t the only financial choice you’ll face in retirement. Talking to a professional for help is a good idea.  

Farm Bureau’s financial advisors can look at your situation and help you create a plan to make the most of your money. Reach out today to connect.