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Select IV Annuity Options
The Select IV Fixed Annuity offers tax-deferred earnings with flexible options for premium payments that allow you to choose the interest rate strategy that works for you: Flexible Premium Options Portfolio 6 and Portfolio 10
Single Premium Options New Money 2
New Money 4 with Bonus
New Money 8 with Bonus
No fees ― There are no annual fees or sales charges, so all of your money works for you immediately. Banded interest rates ― Under current company practice, your fixed annuity will earn a higher credited interest rate when its value is more than $25,000 — and an even higher rate when its value is more than $100,000. Tax-deferred growth ― Your money accumulates interest on a tax-deferred2 basis, meaning you don’t pay taxes on your earnings until you begin taking withdrawals.3 More of your money can earn interest and accumulate faster than in a taxable vehicle. Access to your money ― You may withdraw4 up to 10 percent of your fixed annuity’s accumulated value without a surrender charge each year, beginning after the first policy year.5 Money may also be withdrawn without charge after the first contract year due to total disability, terminal illness, nursing home confinement for at least 90 consecutive days or an IRS-required minimum distribution. Funds received are subject to income tax. Supplement your income ― You may receive periodic payments,4 known as systematic withdrawals, from your fixed annuity to supplement your income after you retire, while your balance continues to grow tax-deferred. Funds received are subject to income tax. Income for the future ― Fixed annuity income payment options give you the flexibility in receiving income for the long term — even for life. The dollar amount of the payment depends on the balance in your contract and the payment option you select. If you die before all guaranteed1 payments are made, any remaining guaranteed amounts will be paid to your beneficiaries. Funds received may be subject to income tax in certain situations. Financial protection for others ― If you die before your fixed annuity payout begins, your beneficiaries will receive the accumulated value of the annuity. Death proceeds are paid directly to your beneficiaries, so there should be fewer costs or delays in receiving the proceeds. Funds received may be subject to income tax. As the owner of a fixed annuity, you will receive reports quarterly and annually that will list your annuity transactions and current accumulated value. The Select IV Fixed Annuity from Farm Bureau has flexible premium options that can help you take advantage of different interest rate strategies. Find an agent now. 1 The guarantees expressed on this Web page are based on the claims-paying ability of Farm Bureau Life Insurance Company. 
Find an Agent IMPORTANT: The information and material contained on this Web site is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This Web site briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. Farm Bureau products are offered by Farm Bureau agents -- for more information about any Farm Bureau product, please contact your local agent or nearest office using the Agent Locator.
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