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Farm Bureau Member's Choice

Car insurance? Home insurance? Liability insurance? Umbrella insurance? Farm/ranch personal property and livestock insurance? What if you could put them all into one policy?

Farm Bureau Member's Choice for farm/ranch operations makes it simple to do just that ― help protect your home, personal and farm/ranch vehicles and possessions conveniently and affordably ― all in one insurance package policy, and with only one deductible should you have a claim.

Member’s Choice can include your farm/ranch personal property, farm/ranch vehicles, car insurance, personal liability insurance and ― you select the types of insurance coverage you need. Farm Bureau Member's Choice gives you:

One policy for your home, cars and other possessions on your farm/ranch.

One premium for simplified bill paying. And, our consolidate paperwork decreases the clutter ― your premium billings, policy statements and other communications are combined for fewer mailings.

One deductible for all covered possessions damaged in a single occurrence. For example, if a storm damages your home, farm truck, farm trailer, outbuilding and livestock, you pay only one deductible, not five separate deductibles. And, if your total property loss exceeds $50,000 in any one occurrence, up to $500 of your deductible will be waived.

One agent to handle it all for you.

One company with a reputation for honesty and fair-dealing.

One-call claims service — reporting a claim is fast, easy and convenient; make one phone call to your agent or call our toll-free number at (800) 226-6383.

Discounts and credits available. Reduced premiums are available if you are eligible for a variety of discounts and credits, including good driving records, good grades, multiple vehicles or having your home and personal property insured with us.1


Optional coverages available for an additional cost:

Identity Services and Fraud Expense Coverage2
To help protect you from financial loss associated with identity theft, one of the fastest growing white-collar crimes in the U.S.,3 Farm Bureau offers Identity Services and Fraud Expense Coverage for just $25 a year. We have partnered with Identity Theft 911®, the nation’s leader in identity theft resolution and identity fraud education, to provide monitoring and resolution services should your identity be compromised. Talk to a Farm Bureau agent to learn more about this important coverage.

Farm Pollution Liability Insurance
This value-added coverage is only available to our Farm Bureau Member’s Choice or AgMax® policyholders. If all of your farm/ranch property and liability is insured by our companies, this policy can help protect you against a wide range of farm pollution risks, including animal waste, fuel or chemical leaks, dust and additional pollutants that cause bodily injury or property damage for which you are legally liable. To learn more about this beneficial coverage, talk to a Farm Bureau agent.

Residential Equipment Breakdown
You can protect all of your valuable home systems and personal property due to loss by mechanical or electrical breakdown such as your furnace, air conditioner, electronic systems and much more with Residential Equipment Breakdown.

This optional coverage has a $500 deductible per occurrence for up to $50,000 of coverage that can be added to your policy for just $24 a year for each owner-occupied home you insure.

Emergency Roadside Assistance
Whether you're away from home or in your driveway, Emergency Roadside Assistance brings fast, reliable help when you need it.

Whether you need a tow, battery boost, fuel delivery, flat-tire service or you're locked out, our 24/7 dispatch service will send assistance from a robust network of towing and road-service professionals.

Find a Farm Bureau agent today to see how you can save time and money with Member’s Choice coverage.

1Some discounts or credits may not be available in all states.
2Identity Services and Fraud Expense Coverage can be added to the property and liability sections of your Farm Bureau Member’s Choice policy at any time for an additional cost.
3Federal Trade Commission, 2006 Report.
Products may not be available in all states.

Farm/Ranch Inventory Create a complete and accurate listing of your farm/ranch property.

Protect your identity with Identity Services and Fraud Expense Coverage from Farm Bureau.

IMPORTANT: The information and material contained on this Web site is not an offer to sell or a solicitation to buy any security or any insurance product in any jurisdiction. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Not all products are available in all states. Exclusions, limitations and reductions may apply. This Web site briefly highlights Farm Bureau's insurance policies and their benefits. The contract is contained only in the policy. Farm Bureau products are offered by Farm Bureau agents -- for more information about any Farm Bureau product, please contact your local agent or nearest office using the Agent Locator.

Securities & services offered through EquiTrust Marketing Services, LLC+, 5400 University Ave., West Des Moines, IA 50266, 877/860-2904, Member SIPC. Property-casualty insurance products are offered through Farm Bureau Mutual Insurance Company+* and Western Agricultural Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, KS, MN, NE, NM, SD and UT.

Life insurance & annuity products are offered through Farm Bureau Life Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, CO, IA, ID, KS, MN, MT, ND, NE, NM, OK, SD, UT, WI and WY.

+Affiliates *Company providers of Farm Bureau Financial Services

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