If you run a business, there is a chance that someone could be injured on your property. Business liability insurance from Farm Bureau can provide financial protection in case of a loss.
Business liability insurance covers bodily injury, property damage, personal injury and advertising injury that may occur on your business premises and as a result of your operations and products. Medical payments are also included and will pay reasonable and necessary medical expenses incurred within three years of the accident that caused the injury, according to limits you select.
Business liability insurance from Farm Bureau provides protection for occurrences for which you are held legally responsible, including, but not limited to:
Claims for injury to others on or off the insured premises
Claims for damage to property of others
Personal injury and advertising injury arising out of specified circumstances such as libel, slander and invasion of privacy
Business liability defense costs
Medical payments coverage provides protection whether or not you are legally responsible for the injury. For example, if a customer visits your business, falls and is injured, the medical payments coverage will pay for the medical treatment up to the policy limit on a covered loss.
Farm Bureau also offers increased liability coverage with business umbrella insurance.
Business liability insurance from Farm Bureau provides peace of mind and protects your business. Find a Farm Bureau agent today to determine the type and amount of business liability insurance right for your operation.